BUYERS

Buying a property is a serious venture. It can be an absolute pleasure and a good investment or a massive headache.

Here’s the best part. Our service is a totally free service and there is no obligation! Doesn’t it make sense to work with the very best? Let’s get started. Just give us a call at (949) 33 88 0 44 or fill out the form and we’ll get right back to you. Please give us as many details as possible. Thanks.

Advice for First-Time Buyers

Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a property.

Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after properties that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender.

List of Needs & Wants: Make 2 lists. The first should include items you must have ; The second list is your wishes, things you would like to have but that aren’t absolutely necessary. Realistically for first-time buyers, you probably won’t get everything on your wish list, but it will keep you on track for what you’re looking for.

Representation by a Professional: Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.

Be Objective: Instead of thinking with your heart when you find a property, think with your head. Does this property really meet your needs?

Buying a property may seem rather overwhelming. That’s why having a professional represent you and keep track of all the details for you is high recommended.

Home Buying Process

Pre-Approval:
This will give you an idea of how much you can afford. Also, having a pre-approval shows sellers and banks that you are serious about buying.

Begin House Hunting:
Now comes the fun part! You can shop confidently knowing that you are pre-approved for an affordable price range with your agent.

Make an Offer
How much you offer will depend on the asking price, the market, comparable sales in the area and other factors. Your offer might be accepted, rejected, or countered. You might be the only buyer, or you might have to compete with others. You won’t know until the time comes, which is another reason to have an agent help you.

Seller Accepts Your Offer:
Escrow is opened. You must submit paperwork to start the loan process which takes approximately 30 to 45 days. The lender will also order a home appraisal to protect you and the bank and to make sure the home is worth the price you’ve agreed to pay.

Get a Home Inspection:
Your real estate agent will order a home inspection. On the average home inspections cost between $250 to $400. That’s a small price to pay for the peace of mind it brings.

Final Walk Through
The final walk-through generally takes place a day or two before closing. It’s your opportunity to walk through the house to make sure all discrepancies found during the inspection have been fixed (if that was part of the agreement).

Sign final loan docs:
The final step before you are handed the keys. This process transfers ownership of the home from seller to buyer and, finalizes your loan terms and conditions.

Let the Experience and knowledge work for you.  CALL NOW !   (949) 33 88 0 44